Savings accounts. Then such banks gradually monopolized some specific functions and at a certain stage of development of the state of their nationalist- increased. List and describe the passive, active and Commission- retirement operations of commercial banks. Under the solvency of the entity understood the availability of the prerequisites for the loan and the ability of the who- exposure it in time. Their functions and methods of influence on the financial hydrothermal system was modified, and the degree of influence on the de soft credit system of the country is immeasurably increased.
In article 5 of the Law "On banks and banking activity STI" refers to banking operations and other transactions, but these concepts Tiya is not differentiated. without security and having security.Principles of lending — is a fundamental condition on which issued a loan to the borrower. Particularly effectively used when lending to new con- the cornerstone for. The incentives to accumulate and conserve cash forming are based on a flexible Deposit policy of commercial banks. Unlike the guarantee a guarantee is not an act, supplementary to credit agreement.
Central banks may have a mixed form of ownership in the capital, when the capital of a Central Bank owned by the state to the extent, and the part is in the hands of legal and/or physical . After assessing the borrower's creditworthiness and benefits- ness credit operations, the Bank enters into with the borrower of the credit agreement (credit agreement). The creditworthiness of the borrower is characterized by its accuracy in the calculations of previous loans, the cur- the current financial condition and prospects of change, capable of- STU, if necessary, to mobilize funds from various governmental sources. The credit agreement contains a kind loan amount and term of the loan, calculation of interest rates and commissions who- awards the Bank for its costs associated with the loan, view collateral, in the form of transfer of the loan to the borrower. From the perspective of the repayment period and the quality of collateral call the loan is considered the most liquid asset of the Bank article after the petty cash. the limitation possible opportunities of the government to use the funds of the Central Bank. 2. – ment of the turnover is made in the process of repayment by the borrower. In these circumstances, an independent Central Bank provides STA- stability of economic development. Loan maturities are gradually extension- company, part of banking resources began to be used for investment tions in capital assets, securities, etc.